General Liability Insurance for Contractors

Astrus develops specialized general liability insurance solutions for construction businesses of all sizes, ranging from guaranteed cost programs to loss sensitive programs.

The Value of Tailored General Liability Insurance for Contractors

Any construction business can fall victim to the high cost of liability, from a simple slip, trip and fall to personal injury and reputation damage claims. General liability insurance for contractors protects against the unique risks of the industry, helping to defend businesses from claims involving construction defects, third-party bodily injury, personal injury or advertising injury arising from their work.

Strategic General Liability Insurance Program Design for Contractors

At Astrus, we partner with clients to develop tailored protection against both traditional and emerging exposures, ensuring you have the necessary coverage to stay resilient in today’s ever-evolving risk landscape. With a wide range of program and financing structures to choose from, as well as our specialized coverage enhancements designed specifically for contractors, our general liability insurance offerings provide the flexible protection and peace of mind construction businesses need.

Premier General Liability Insurance Servicing Team

As the leading managing general underwriter (MGU), Astrus brings specific underwriting expertise for the construction industry. We leverage exclusive market access to customize insurance programs to a contractor’s unique operations, structuring solutions from traditional insurance to alternative risk financing. Drawing from decades of experience in developing and issuing premier general liability insurance solutions, we help clients navigate today’s risk landscape and market conditions to meet contractual requirements.

Dedicated Loss Control Services for Contractors

We go beyond general liability insurance placement to provide ongoing risk engineering services that reduce the occurrence of claims and support the sustainability of your operations. From risk assessments to safety program development, Astrus helps construction businesses proactively identify vulnerabilities in their operations and implement protective measures to reduce on-the-job incidents and keep project timelines moving.

Leading Construction General Liability Claims Guidance

If and when claims occur, our specialists work closely with trusted third-party administrators (TPAs) to streamline the claims lifecycle for better outcomes. Astrus serves as a liaison between your business, the TPA and broker to support ongoing communication and prioritize efficient and effective claims resolution.

Stay protected against the ever-evolving risks of the construction industry.

Astrus develops specialized general liability insurance solutions for contractors, ensuring they’re protected against both traditional and emerging exposures. Learn how we can enhance your resilience with flexible coverage tailored to your needs.

General Liability Insurance for Contractors FAQs

Construction jobsites inherently carry more risks than other workplaces, where factors like electrocution hazards, uneven surfaces, wet conditions and the use of heavy machinery can increase the frequency and severity of claims. General liability insurance for contractors is designed to mitigate the financial impact of third-party lawsuits stemming from your operations, saving your organization anywhere from thousands to millions of dollars in costly claims and legal proceedings that could otherwise disrupt your business.

When delivering projects for clients, your business always carries the risk that a third-party lawsuit or claim might occur due to your operations. At Astrus, our general liability insurance is strategically designed to mitigate costs related to the following claims:

Advertising injury, such as copyright infringement
Bodily injury, including slips on your construction site, injuries from falling objects or contact with exposed wiring
Personal injury, such as libel or slander
Property damage, including any damage to the client’s existing property, damage to a neighboring property or construction defect allegations following completion of the work

Project timelines can quickly be disrupted by claims if you don’t have the right risk mitigation programs, claims management strategies and insurance solutions in place. Astrus works closely with contractors nationwide to develop a complete risk management ecosystem, ensuring they can focus on delivering projects on time and on budget knowing they’re protected.

General liability insurance is essential for all construction businesses, as everyday operations, even with strong risk management strategies in place, can introduce unintended third-party claims and lawsuits that can quickly compound in cost.

Construction businesses that benefit from our tailored construction general liability coverage include:

General Contractors
Trade Contractors
Infrastructure Contractors

As businesses in the construction industry continue to face high incident rates, it is essential that all client-facing companies have the necessary general liability coverage to maximize their protection and sustain their operations long-term.

Contact a representative from Astrus today to secure comprehensive general liability coverage tailored to your business.